Why writing a Will in your 30s is a smart move

When you’re in your 30s, writing a Will might not be at the top of your to-do list. After all, you’re busy building your career, settling into relationships, maybe starting a family, or even buying your first home. Thinking about what happens after you’re gone feels like something for the distant future.

But the truth is, life is unpredictable, and having a Will in place isn’t just about money – it’s about making sure your loved ones are taken care of, your wishes are respected, and your assets go where you want them to. Here’s why sorting your Will in your 30s is one of the smartest decisions you can make.

1. Protecting your partner and loved ones

If you’re in a relationship but not married, your partner won’t automatically inherit your estate when you die. Without a Will, intestacy laws decide who gets what, and this often prioritises blood relatives over long-term partners. If you’d want your partner to inherit your home, savings, or other assets, it needs to be written into a legally binding Will.

Why it matters A Will ensures your partner and loved ones are protected, rather than relying on outdated legal rules.

Making sure your children are looked after

Becoming a parent changes everything – including how you think about the future. If you have children, a Will is the best way to

• Appoint legal guardians who would care for them if anything happened to you
• Secure financial support by deciding who manages their inheritance until they’re old enough
• Make sure your children’s needs are met according to your wishes

Without a Will, the courts will decide who looks after your children, which may not reflect your preferences.

Why it matters A Will gives you peace of mind that your children will be cared for by the people you trust.

Protecting your home and assets

Many people in their 30s buy their first home or start investing in assets like savings, pensions, or life insurance. Writing a Will ensures

• Your home goes to the right person
• Your savings and investments are passed on as you wish
• Any outstanding debts or mortgages are handled correctly

Without a Will, your estate may not be divided in the way you want, and your loved ones could face unnecessary legal challenges.

Why it matters A Will ensures your home and finances are protected and distributed on your terms.

Avoiding family disputes

No one likes to think about family disagreements, but without a Will, your loved ones may face confusion, legal battles, or disputes over your estate. A clear Will prevents misunderstandings and ensures that everyone knows your exact wishes.

Why it matters A Will removes uncertainty and potential conflicts between family members.

Supporting a cause you care about

Many people in their 30s feel strongly about causes they believe in, whether that’s healthcare, climate change, or social justice. Leaving a charitable gift in your Will – no matter how small – is a powerful way to support the organisations that mean the most to you.

At MS-UK, legacy gifts help us continue providing vital support to people affected by multiple sclerosis (MS), ensuring they have access to trusted information, emotional support, and services that make a real difference.

Why it matters A legacy gift allows you to continue supporting the causes you care about beyond your lifetime.

It’s easier to do than you think (and free!)

One of the biggest reasons people delay making a Will is the assumption that it’s complicated or expensive. But in reality, it’s a simple and quick process – especially with our free Will writing service.

At MS-UK, we’ve partnered with the National Free Wills Network, which connects you with 900 trusted solicitors across the UK who can help you write or update a simple Will at no cost.

Email Jill at jill@ms-uk.org, 📞 call 01206 226500 or click here to request your free Will writing pack today.